Find Out How Much

Home You Can Afford!

Know exactly what you can afford before you start searching for a home.

Find Out How Much Home You Can Afford!

Know exactly what you can afford before you start searching for a home.

Ready to Buy Your First Home or Next Home?

Mortgage Home Purchase Without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!


We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

Here’s how we find out what your purchase power will be:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

  • FHA, VA & USDA Loans
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Mortgage Home Purchase Without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!


We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

Here’s how we find out what your purchase

power will be:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.

  • FHA, VA & USDA Loans
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • Fixed-Rate Mortgage
  • Terms from 5 to 30 Years
  • Adjustable-Rates Mortgage (ARM)

Get Your Pre-Approval Letter Now!

Get a Rate Quote in Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

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Anticipated Increase in Deals during Q4 2023!

September 21, 20232 min read

Anticipated Increase in Deals during Q4 2023!

There is less disconnect between buyers and sellers in the marketplace due to a decrease in the frequency and size of interest rate hikes. Buyers and sellers are starting to better understand the value of real estate.

Buyers and sellers are getting much closer to a common ground where they can agree on the value. I’m confident that the fourth quarter will see a substantial increase in transaction velocity and the number of closings, driven by the rise in fundamental activity over the past 90 days.

Because the number of buyers is somewhat limited, they can secure deals with little competition. However, there are many funds waiting on the sidelines, ready to jump back in and increase competition for available assets.

Regarding underwriting uncertainty, there has been some calming down in areas such as taxes, insurance, and utilities. Looking ahead, the number of properties coming to market will increase, based on their BOV (Broker Opinion of Value) activity and conversations with owners. Additionally, the number of buyers in the marketplace is expected to continue increasing.

In conclusion, we still  need to monitor interest rates due to the uncertainty delivered in the FOMC comments yesterday. Despite hinting at least one more rate hike coming, I am overall optimistic about the future.

If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise

 

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#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction


If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise

https://www.houstonrealestatebrokerage.com/

https://houstoncommercialmortgage.com/

https://www.houstonrealestatebrokerage.com/

https://houstoncommercialmortgage.com/

https://www.tenantbase.com/advisors/bill-rapp/

https://www.billrapponline.com/

https://findamortgagebroker.com/Profile/WilliamRappJr28883

https://doctorvideo.billrapponline.com/

https://veteransvideo.billrapponline.com/

https://mortgageviking.billrapponline.com/

https://fha203h.billrapponline.com/

https://renovationvideo.billrapponline.com/

 

#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction

Commercial Real Estate Broker Commercial Real Estate Leasing Structured FinanceCommercial Real Estate Lending Commercial Real Estate Sales eXp Commercial – Viking Enterprise TeamCommercial Real Estate Investment Agent AttractionCommercial Real Estate Development
blog author image

Bill Rapp - Houston, TX

I am a Houston commercial broker, with residential experience, as well as a lending background. I have been in the real estate industry for 14 years and counting, and I have worked in many roles within the industry and each has given me a unique perspective of the industry as a whole. My dedication to clients is rooted in this industry knowledge, but also includes my desire to go the extra mile in networking to source off market opportunities for my clients. Me and my team at eXp Commercial have a cutting-edge technology package that gets the widest exposure for each transaction. eXp Commercial offers a nationwide network through which we can deliver the best exposure and professional advice to achieve our clients’ goals while also minimizing their risk. Clients appreciate my methodical method of discovery in our initial consultation. Through which we can get to know each other and their specific’s business’s needs and objectives on a granular level. Our processes help navigate each transaction and its potential pitfalls through to a successful outcome for our clients. It is my stated goal to provide our clients with extensive market analysis and expertise that fosters innovative solutions and rewarding commercial real estate opportunities.

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Bill Rapp

NMLS # 228246

Popular

Support

Address

11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141

Social

Copyright ©2021 | Mortgage Viking Team

Licensed to Do Business | NMLS # 228246


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds


Corporate | NMLS ID NMLS # 1825831

Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

Get a Rate Quote in

Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Bill Rapp

NMLS # 228246

Popular

Support

Address

11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141

Social

Copyright ©2021 | Mortgage Viking Team

Licensed to Do Business | NMLS # 228246


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |

Medallion Funds


Corporate | NMLS ID NMLS # 1825831

Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141

Corporate NMLS NMLS # 1825831 Company Website: https://medallionfunds.com/bill-rapp/