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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

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Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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💸 From Miami to Houston: Why Florida Investors Are Betting Big on Texas Real Estate 🤠

🌴 Why Florida Investors Are Shifting Capital to Texas: The Next Big Move in Real Estate 🏗️

November 13, 20253 min read

🌴 Why Florida Investors Are Shifting Capital to Texas: The Next Big Move in Real Estate 🏗️

💸 From Miami to Houston: Why Florida Investors Are Betting Big on Texas Real Estate 🤠


🌴 Why Florida Investors Are Moving Capital to Texas

For years, Florida has been a magnet for real estate investors chasing sunshine, population growth, and strong rental demand. But as the market matures — and prices climb — a growing number of Florida-based investors are now redirecting capital to Texas, seeking better yields, lower taxes, and scalable opportunities.

At Medallion Funds, we’re seeing this trend firsthand as investors trade the beaches of Miami for the booming corridors of Houston, Austin, Dallas, and San Antonio. Here’s why this capital migration is accelerating — and how Texas is becoming the new investment frontier.


1. Tax and Policy Advantages

Texas and Florida both lack state income tax, but Texas often wins on property tax offset and commercial incentives. Many Florida investors are discovering that Texas municipalities offer aggressive incentives for job creation, development, and investment in industrial, retail, and multifamily projects.

Plus, local governments in Texas are more pro-business, cutting through red tape that often delays permitting and approvals in coastal markets.


2. Population & Job Growth: The Engine Behind Returns

Florida’s population boom has plateaued, while Texas continues to add nearly 1,000 new residents daily. The influx of corporate relocations, tech firms, and energy expansion — especially around Houston’s Energy Corridor and Austin’s tech hub — creates massive demand for housing, logistics, and office space.

For investors, that means consistent rent growth, strong absorption, and lower vacancy risk across most Texas metros.


3. Lower Entry Costs & Higher Yields

A Class B multifamily property in Miami might trade at a 4.5% cap rate, while a comparable asset in Houston could still offer 6%–7% — with lower insurance premiums and less exposure to coastal climate risk.

Similarly, Texas offers industrial and IOS (Industrial Outdoor Storage) opportunities at price points that Florida simply can’t match. For yield-driven investors, that’s a clear invitation.


4. Infrastructure & Development Momentum

Texas is investing heavily in infrastructure expansion, from the I-10 corridor to Grand Parkway in West Houston, creating new development zones and connecting key logistics routes.

Florida, meanwhile, faces tighter land constraints and more regulatory oversight. Texas’ pro-growth stance continues to attract developers and institutional capital alike.


5. The Financing Edge

For those deploying capital in Texas, the lending landscape is equally attractive. Lenders prefer markets with strong fundamentals and liquidity, and Texas consistently ranks among the most favored for both bank and non-bank originations.

Through Medallion Funds, investors can access bridge loans, DSCR loans, and long-term commercial financing structured for cash flow and scalability.


Final Takeaway

Florida will always be a prime market — but for investors chasing growth, Texas offers the next great expansion story. Lower acquisition costs, faster growth, and business-friendly governance make it a logical next step for portfolio diversification.

👉 At Medallion Funds, we help investors seamlessly transition capital into Texas assets — whether that’s a stabilized multifamily deal, a retail strip in Katy, or an industrial yard in Brookshire.


Call to Action

Ready to explore opportunities in Texas?
Visit BillRappOnline.com or schedule a strategy call today.
Your next best investment might be in the Lone Star State. 🌟


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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory



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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Copyright ©2021 | Mortgage Viking Team

Licensed to Do Business | NMLS # 228246


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds


Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply

Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/