Foreign National Loans in the USA
DSCR Loans for Real Estate Investors
No Tax Returns. No W-2s. Just Cash Flow.

Looking to invest in real estate without the hassle of documenting your personal income? DSCR (Debt Service Coverage Ratio) loans are designed specifically for real estate investors who want to qualify based on the cash flow of the property—not their tax returns.

At Medallion Mortgage, we help investors scale their portfolios with smart, streamlined financing built for real estate performance.

What Is a DSCR Loan?

A DSCR loan evaluates the property’s ability to cover its debt. If your rental income exceeds the monthly mortgage payment, you may qualify. It’s ideal for:

New and seasoned investors

Self-employed individuals

Investors with complex or non-traditional income

LLCs or corporate entities

Loan Highlights

No tax returns or W-2s required

Qualify based on rental income (DSCR ratio)

Minimum DSCR typically starts at 1.0

Loan amounts up to $2.5M+

30-year fixed, interest-only, and ARM options available

Close in an LLC, trust, or personal name

What You’ll Need to Apply

Lease agreement or rental income estimate

Property details and purchase contract (or refi info)

Credit report (typically 660+ FICO)

Asset statements for down payment and reserves

Entity docs (if closing in LLC or trust)

Why Choose Medallion Mortgage for DSCR Loans?

We work with investor-focused lenders who understand real estate. You’ll get:

Faster approvals and closings

Competitive rates with flexible terms

Personalized loan structuring based on your investment goals

Expertise in both residential and commercial investment financing

Invest Smarter with DSCR Loans

If you're ready to stop letting tax returns hold you back and start qualifying based on the deal, we're ready to help.

📞 Call 281-222-0433
📅 Schedule a strategy call: Book Online
🔗 Learn more: billrapponline.com

Medallion Mortgage
Helping investors build wealth through real estate—one cash-flowing property at a time.