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NMLS ID # NMLS # 228246
William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.


Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

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š”š The Smart Guide to Buying Your First Home ā The No-Nonsense Playbook Every First-Time Buyer Needs
šāØ First-Time Homebuyers: Avoid Costly Mistakes with The Smart Guide to Buying Your First Home
The Smart Way to Buy Your First HomeāWithout Guesswork
Buying your first home is one of the most important financial decisions you will ever make. Unfortunately, most first-time buyers enter the process with incomplete information, conflicting advice, and unrealistic expectations. That is exactly why I wrote The Smart Guide to Buying Your First Home.
This book is designed to give first-time homebuyers clarity, confidence, and structureābefore they ever submit an offer or apply for a mortgage.
As a mortgage broker, I see the same costly mistakes over and over again: buyers overestimating affordability, misunderstanding loan options, underestimating closing costs, or trusting advice that is not aligned with their long-term financial health. This guide exists to prevent those mistakes.
What Makes This First-Time Buyer Guide Different
Unlike generic real estate books, The Smart Guide to Buying Your First Home is written from the perspective of someone who structures home loans every day. It bridges the gap between real estate advice and mortgage reality.
Inside the book, you will learn:
Ā·How mortgage approval actually works (not how it is marketed)
Ā·How to prepare financially before house hunting
Ā·What first-time buyers should know about credit, debt, and cash reserves
Ā·How to choose the right loan programānot just the lowest rate
Ā·How to avoid emotional decisions that create long-term financial stress
This is not theory. It is practical guidance built from real transactions.
Why Mortgage Education Matters More Than Ever
In todayās market, affordability, rates, and inventory all matterābut structure matters more. A well-structured mortgage can be the difference between long-term stability and buyerās remorse.
As a mortgage broker, my role is not to sell a loanāit is to design the right solution for your situation. This book gives buyers the education they need to ask better questions, make better decisions, and avoid pressure-driven mistakes.
If you are a first-time buyerāor planning to be oneāthis guide helps you approach the process strategically instead of emotionally.
Watch the Video: How Smart Buyers Prepare Before They Buy
I recently created a promotional video breaking down the mindset and preparation first-time buyers need before stepping into the market. The video complements the book and walks through the key themes buyers should understand early.
šŗ Watch the video to learn:
Ā·Why pre-approval alone is not enough
Ā·How smart buyers think about affordability
Ā·What most buyers discover too late
Buy the Book on Amazon
If you want a clear, practical roadmap to buying your first home the right way, this guide was written for you.
š Buy the book here:
š https://www.amazon.com/Smart-Guide-Buying-Your-First-ebook/dp/B0F2ZJ2HW6
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Ā© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory

Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy

Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright Ā© 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/
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