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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

The Client Experience

Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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VA Loans

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Reverse Mortgages

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🏆 Why Working with a Mortgage Broker Gives You a Winning Edge 📊

📽️ Behind the Scenes: How a Mortgage Broker Helps You Win Big 🏡

Bill Rapp, Commercial Mortgage Broker

August 14, 2025•2 min read

📽️ Behind the Scenes: How a Mortgage Broker Helps You Win Big 🏡

🏆 Why Working with a Mortgage Broker Gives You a Winning Edge 📊

📽️ Behind the Scenes: How a Mortgage Broker Really Helps You Win

When it comes to buying a home or refinancing, the mortgage process can feel overwhelming. Between confusing terms, multiple lenders, and fast-moving market conditions, it’s easy to feel lost. That’s where a mortgage broker comes in — acting as your behind-the-scenes strategist, negotiator, and guide.

Here’s exactly how a mortgage broker works to help you win the financing game.

1. Access to Multiple Lenders and Loan Programs

Instead of being tied to one bank’s offerings, mortgage brokers have relationships with dozens of lenders. This means they can match you with the best loan programs — from conventional to FHA, VA, jumbo, or specialty loans like bank statement programs for self-employed borrowers.

2. Negotiating Better Rates and Terms

Mortgage brokers know how to shop the market, leverage relationships, and negotiate for you. Even a 0.25% lower interest rate can save you thousands over the life of your loan.

3. Saving You Time and Stress

From gathering documents to coordinating with underwriters, brokers handle the heavy lifting so you can focus on your move. They act as your single point of contact for updates and next steps.

4. Finding Creative Solutions for Complex Situations

Whether you’re self-employed, a first-time buyer, or purchasing investment property, brokers have the flexibility to think outside the box. They can source non-QM loans, DSCR loans, renovation financing, and more.

5. Keeping You Competitive in Multiple-Offer Situations

In a hot housing market, speed matters. Mortgage brokers can get you pre-approved faster and coordinate quick closes so your offer stands out.

✅ Bottom line: A mortgage broker is more than just a middleman — they’re your personal mortgage strategist. With the right broker on your team, you gain access to more loan options, better pricing, and a smoother process from start to finish.

📞 Ready to win your next mortgage deal?

I help buyers, investors, and homeowners across Texas find the right loan at the right terms. Contact me today to get started.

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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Licensed to Do Business | NMLS # 228246

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds

Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

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