Find Out How Much
Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase
power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Get Your Pre-Approval Letter Now!
Get a Rate Quote in Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Powerful Industrial Wave is Far from Over!
Powerful Industrial Wave is Far from Over!
Industrial investors are concerned about the sustainability of this asset class's top ranking. Interest rates have caused some pullback in the market. However, in my view this will be temporary as we're already seeing the gap in expectation between buyer and seller narrow. Given the popularity of industrial assets, we can expect an increase in transactions as more equity is invested in the industry, either for portfolio balancing or simply to participate in the market.
There is currently some oversupply, particularly in major markets in the short term, the construction supply pipeline is expected to slow down. In 2023, an additional 550 million square feet of industrial space will be delivered, which will exceed absorption for the year and slightly raising vacancy rates. However, from 2024 onwards, the average delivery per year will decrease to 200 million square feet and give things time to balance out.
Interest rates have undeniably had an impact, as on average, cap rates have shifted by 75 to 150 basis points. This means that some deals are trading with negative leverage. Some assets are currently being traded with negative leverage due to various factors, including the asset's rent relative to the market and the speed at which those rents can be achieved. Another consideration is the purchase of new properties. There is a widely held belief that construction costs will continue to rise, and therefore, buying a new asset today locks in a lower basis compared to future properties.
Anticipation of moving rents in the near term or purchasing a brand-new property at a low basis are the reasons why industrial assets are traded with negative leverage. Additionally, the increasing construction costs contribute to upward pressure on interest rates, especially when the supply of new properties is expected to decrease.
In summary, the interplay between location, configuration, and existing rents are the main forces when considering industrial assets. Buying now allows investors to secure a lower basis compared to future construction projects, taking advantage of the anticipated increase in construction costs and potential interest rate hikes.
If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise
https://www.houstonrealestatebrokerage.com/
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#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction
If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise
https://www.houstonrealestatebrokerage.com/
https://houstoncommercialmortgage.com/
https://www.houstonrealestatebrokerage.com/
https://houstoncommercialmortgage.com/
https://www.tenantbase.com/advisors/bill-rapp/
https://www.billrapponline.com/
https://findamortgagebroker.com/Profile/WilliamRappJr28883
https://doctorvideo.billrapponline.com/
https://veteransvideo.billrapponline.com/
https://mortgageviking.billrapponline.com/
https://fha203h.billrapponline.com/
https://renovationvideo.billrapponline.com/
#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction
Bill Rapp
NMLS # 228246
Popular
Support
Address
11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Social
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Get a Rate Quote in
Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Bill Rapp
NMLS # 228246
Popular
Support
Address
11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Social
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |
Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Corporate NMLS NMLS # 1825831 Company Website: https://medallionfunds.com/bill-rapp/