Find Out How Much
Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Mortgage Home Purchase Without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre−approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how we find out what your purchase
power will be:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- FHA, VA & USDA Loans
- Conforming Loans
- Jumbo & Super Jumbo Loans
- Fixed-Rate Mortgage
- Terms from 5 to 30 Years
- Adjustable-Rates Mortgage (ARM)
Get Your Pre-Approval Letter Now!
Get a Rate Quote in Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Forecast Calls for More Transaction and Cap Rate Stabilization!
Forecast Calls for More Transaction and Cap Rate Stabilization!
Forecasts are helpful, but their accuracy is ultimately what counts. CBRE conducted a review of its forecasts made at the beginning of the year and has updated its outlook through year-end and into 2024. Overall, the company has accurately predicted the trends in the CRE capital markets, with a few exceptions.
One notable change is the prediction regarding the timing of a recession. Due to the resilient economy and persistent inflation, CBRE now forecasts that if a recession occurs, it will happen in late 2023 or the first quarter of 2024, one quarter later than originally anticipated. A recession may lead to a mild increase in unemployment, reaching about 5%. Additionally, higher interest rates and the restart of student loan payments could negatively impact growth in the second half of this year. CBRE has adjusted its GDP growth forecast for 2023 upward to 0.6% and downward for 2024 to 1.3%.
Investors have been cautious in their transactions this year, with volume down by 60% year-over-year in the second quarter. Uncertainty surrounding interest rates, the economic outlook, and tighter credit conditions are expected to continue hindering deal flow. However, CBRE predicts that more stable conditions will emerge before year-end, leading to an increase in investment activity.
Cap rates have increased by approximately 125 basis points for most property types, but variations exist by market, with office assets experiencing a closer to 200 basis point increase. By early 2024, cap rate stabilization is expected for all property types, except for offices, which will stabilize by the middle of next year.
Investment volume is forecasted to decline by 37% year-over-year this year, but is expected to increase by 15% next year due to greater certainty about interest rates and a more positive economic outlook that supports stronger purchasing activity.
Lastly, an interest rate cut is not expected until early 2024, and the 10-year Treasury rate is projected to end this year at 3.8%, before falling closer to 3% late next year.
If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise
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#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction
If you are in need of an experienced commercial real estate broker I can be reached at 281-222-0433, or you can visit here to schedule a consultation: https://calendly.com/vikingenterprise
https://www.houstonrealestatebrokerage.com/
https://houstoncommercialmortgage.com/
https://www.houstonrealestatebrokerage.com/
https://houstoncommercialmortgage.com/
https://www.tenantbase.com/advisors/bill-rapp/
https://www.billrapponline.com/
https://findamortgagebroker.com/Profile/WilliamRappJr28883
https://doctorvideo.billrapponline.com/
https://veteransvideo.billrapponline.com/
https://mortgageviking.billrapponline.com/
https://fha203h.billrapponline.com/
https://renovationvideo.billrapponline.com/
#Commercial Real Estate Broker #Commercial Leasing #Commercial Lending #Structured Finance #Commercial Sales #Commercial Real Estate Investment #Commercial Real Estate Development #eXp Commercial – Viking Enterprise Team #Agent Attraction
Bill Rapp
NMLS # 228246
Popular
Support
Address
11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Social
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Get a Rate Quote in
Just Seconds!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Bill Rapp
NMLS # 228246
Popular
Support
Address
11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Social
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |
Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 11920 Southern Highlands Parkway, Suite 302, Las Vegas, NV 89141
Corporate NMLS NMLS # 1825831 Company Website: https://medallionfunds.com/bill-rapp/