Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!
NMLS ID # NMLS # 228246
William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.
Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.
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🧾 Commercial Financing 101: Choosing Between LLC and REIT Structures 🧠
💼 REITs or LLCs? A Lender’s View of Real Estate Investment Structures 🔎
💸 LLC vs. REIT: What’s the Best Investment Structure for Financing Real Estate?
At Medallion Mortgage, we work with business owners, developers, and real estate investors across the U.S. who are navigating one major decision: should I finance this property through an LLC or buy into a REIT?
The answer can impact your financing options, tax liability, and long-term return.
If you're purchasing or refinancing under an LLC, you’re treated as a direct real estate owner. This gives you access to tailored financing:
DSCR loans for investment properties
Bank statement loans for self-employed borrowers
Commercial bridge loans for value-add projects
Easier execution for 1031 exchanges
But lenders will underwrite the LLC structure carefully. Be prepared with an operating agreement, business financials, and a solid asset plan.
REITs are typically financed at a corporate or institutional level. If you’re investing in a REIT, you may not be applying for a loan—you're buying shares. However, for developers looking to form a REIT or raise capital through one, the conversation shifts to syndication, SEC regulations, and large-scale financing tools like:
Non-recourse loans
CMBS financing
Private equity lending
REITs often offer passive access to professionally managed properties, but you trade control for liquidity and scale.
Use an LLC if you:
Want control
Plan to hold and operate a commercial property
Need flexible financing or refinance tools
Consider a REIT if you:
Want passive income and diversification
Are raising investor capital for a larger portfolio
Don’t want to be hands-on with property management
At Medallion Mortgage, we help structure the deal—and the loan—for maximum return and flexibility.
📩 Reach out for a consultation at BillRappOnline.com or Medallion Mortgage.
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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/
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