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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

The Client Experience

Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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🏠 Unlocking VA Home Loans in Texas 🇺🇸 Zero Down, Big Savings!

VA Loan Benefits in Texas 🏡 What Every Veteran Needs to Know!

Bill Rapp, Commercial Mortgage Broker

June 18, 2025•2 min read

VA Loan Benefits in Texas 🏡 What Every Veteran Needs to Know!

🏠 Unlocking VA Home Loans in Texas 🇺🇸 Zero Down, Big Savings!

🧾 VA Loan Benefits in Texas: What Every Veteran Should Know

Texas veterans have access to one of the most powerful mortgage tools in the housing market—VA loans. Backed by the U.S. Department of Veterans Affairs, these loans offer unmatched benefits that can make homeownership easier and more affordable for those who’ve served our country.

🇺🇸 Top Benefits of VA Loans in Texas

1. No Down Payment Required
That’s right—qualified borrowers can finance 100% of the home’s value with no down payment. This is a game-changer, especially in competitive Texas markets like Houston, Dallas, San Antonio, and Austin.

2. No Private Mortgage Insurance (PMI)
Unlike conventional loans that require PMI with less than 20% down, VA loans skip this added monthly cost, saving veterans thousands over the life of the loan.

3. Competitive Interest Rates
VA loans often come with lower interest rates compared to other loan types, helping veterans lock in more affordable monthly payments.

4. Easier Credit Requirements
With more flexible underwriting guidelines, VA loans are often more accessible—even for veterans with past credit hiccups.

5. Limits on Closing Costs & Fees
VA rules protect veterans by limiting what they can be charged at closing. Plus, sellers can contribute to those costs, further lowering your out-of-pocket expenses.

6. Texas-Specific Perks
Texas veterans may also qualify for additional programs like the Texas Veterans Land Board (VLB) loan programs and property tax exemptions for disabled vets.

💡 Pro Tips for Getting Started

· Get pre-approved with a VA loan specialist (like us!) to understand your budget and eligibility.

· You can reuse your VA loan benefits—they’re not just a one-time deal.

· Even surviving spouses may be eligible for VA loan benefits in Texas.

If you're a veteran looking to buy a home in Texas, now is the time to explore your VA loan options and secure a path to affordable homeownership.

Ready to make your move?
✅ Let's talk: https://billrapponline.com

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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Licensed to Do Business | NMLS # 228246

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Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

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