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NMLS ID # NMLS # 228246
William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.
Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.
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📉 From Data to Dollars: Why Google’s Settlement Might Loosen Lending in CRE 💳
🏘️ Mortgage Lending Meets Privacy Laws: Texas Could See a Shift 🔐
Google Pays Texas $1.4B—Here’s Why Mortgage Lending Could Benefit
At Medallion Mortgage, we’re always watching how policy, economics, and legal developments shape the lending landscape. The latest bombshell? Google is cutting a $1.375 billion check to the state of Texas in a massive data privacy settlement announced in May 2025.
👀 Here’s why it matters to mortgage lenders, investors, and developers: this unprecedented windfall may indirectly fuel activity in both residential and commercial lending across Texas.
The funds could be used to support:
Small business programs and startup incentives
Tech infrastructure expansion (hello, new development zones!)
Affordable housing and community development
Grants or subsidies tied to digital literacy or cybersecurity
All of this points to a more active lending environment—especially in underserved or growth-priority markets like West Houston, Katy, and Fulshear.
The spotlight on privacy will also push borrowers and lenders to demand better compliance, safer platforms, and more transparency. Expect:
More tech integrations in underwriting and loan servicing
Stronger privacy language in loan docs
New incentives tied to digital-forward properties
In short, Google’s loss may be a win for the mortgage industry—especially here in Texas.
📚 Original article source: CNBC – Google agrees to pay Texas $1.4 billion in data privacy settlement
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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy
Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/
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