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🎭 Lenders Love Lifestyle: Funding Office Buildings with Fitness & Fun 🏋️‍♂️

🏦 Financing Fun: How to Fund Recreational Office Space Features 🎯

May 06, 20251 min read

🏦 Financing Fun: How to Fund Recreational Office Space Features 🎯

🎭 Lenders Love Lifestyle: Funding Office Buildings with Fitness & Fun 🏋️‍♂️


🏦 Financing the Fun: How to Fund Entertainment & Recreational Additions to Office Buildings 🎮

By Bill Rapp – Medallion Mortgage, Commercial & Residential Financing

In a post-pandemic world, the office is undergoing a glow-up—and savvy developers know it takes more than fresh paint to attract today’s tenants. The hottest assets in 2025? Office buildings with entertainment and recreation amenities.

But here’s the big question: how do you finance them?

The New Office Equation

At Medallion Mortgage, we’re seeing more borrowers structure financing around adaptive reuse and lifestyle integration. Whether it’s building out a wellness lounge, leasing space to an arcade startup, or converting an unused floor into a co-working café—lenders are paying attention.

Financing Tools You Can Use

  • Bridge Loans for repositioning and interim value-add

  • Construction-to-Perm Loans to build entertainment features into office expansions

  • SBA 504/7a Loans for owner-occupiers adding lifestyle features

  • DSCR Loans for investor-owned buildings with strong rent roll potential

  • Green Building Incentives (if your fitness spaces qualify for energy efficiency upgrades)

What Lenders Want to See

✔️ A detailed amenity impact strategy
✔️ Updated rent roll projections (with rent premiums for amenity spaces)
✔️ Market demand for tenant-focused buildouts
✔️ A well-capitalized project with experienced developers

The good news? When done right, entertainment spaces increase occupancy and NOI—which makes lenders more confident in your deal.

Need help financing an entertainment-forward office renovation or acquisition? Let’s talk. We specialize in creative capital solutions for forward-thinking commercial spaces.


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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory


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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Refinancing youe loan and when to do it

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Copyright ©2021 | Mortgage Viking Team

Licensed to Do Business | NMLS # 228246


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds


Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply

Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/