Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!
NMLS ID # NMLS # 228246
William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.
Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.
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📊 Houston Real Estate & Mortgage Market Update (July 2025) 🏡
🏙️ What’s New in Houston Real Estate? Market Trends You Need to Know 📈
📽️ Houston Market Update – July 2025: What Buyers, Sellers & Borrowers Need to Know 🏡
Houston’s real estate and mortgage markets are always on the move—and this July is no exception. Whether you're buying your first home, refinancing a mortgage, or investing in commercial property, here’s what you need to know in our latest Houston Market Update.
· Inventory levels have slightly increased, offering more choices for buyers.
· Median home prices are holding steady at $346,000—a slight dip from the spring high.
· Days on market has extended slightly, giving buyers more negotiation room.
👉 Tip: First-time buyers should keep an eye on properties in Cypress, Fulshear, and Katy where new builds are offering incentives.
· 30-year fixed rates are averaging 6.58%, while 15-year rates hover near 5.85%.
· Buyers with good credit and strong income may qualify for rate buydowns or closing cost credits.
· Jumbo loan activity has picked up again in the Energy Corridor and West Houston, especially among doctors and executives relocating to Texas.
· Investor demand for DSCR loans remains strong, particularly for multifamily and retail strip centers.
· Construction loans are rising in suburban markets, with land development around Fulshear and Brookshire gaining traction.
· Business owners are exploring owner-occupied commercial loans to lock in space before further rate hikes.
· Buyers: Now’s a good time to shop before fall demand heats up.
· Sellers: Consider price positioning carefully as more listings hit the market.
· Investors: Focus on value-add deals and cash-flowing small multifamily properties.
Whether you're buying your first home, refinancing, or scaling your investment portfolio, my team is here to guide you through financing with clarity and confidence. Let’s get you pre-approved and prepared for what’s next.
📅 Schedule your mortgage strategy call today!
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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
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Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/
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