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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

The Client Experience

Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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🏙️ What’s New in Houston Real Estate? Market Trends You Need to Know 📈

📊 Houston Real Estate & Mortgage Market Update (July 2025) 🏡

Bill Rapp, Commercial Mortgage Broker

July 10, 2025•2 min read

📊 Houston Real Estate & Mortgage Market Update (July 2025) 🏡

🏙️ What’s New in Houston Real Estate? Market Trends You Need to Know 📈

📽️ Houston Market Update – July 2025: What Buyers, Sellers & Borrowers Need to Know 🏡

Houston’s real estate and mortgage markets are always on the move—and this July is no exception. Whether you're buying your first home, refinancing a mortgage, or investing in commercial property, here’s what you need to know in our latest Houston Market Update.

🏘️ Residential Real Estate Snapshot

· Inventory levels have slightly increased, offering more choices for buyers.

· Median home prices are holding steady at $346,000—a slight dip from the spring high.

· Days on market has extended slightly, giving buyers more negotiation room.

👉 Tip: First-time buyers should keep an eye on properties in Cypress, Fulshear, and Katy where new builds are offering incentives.

💰 Mortgage Rate Movement

· 30-year fixed rates are averaging 6.58%, while 15-year rates hover near 5.85%.

· Buyers with good credit and strong income may qualify for rate buydowns or closing cost credits.

· Jumbo loan activity has picked up again in the Energy Corridor and West Houston, especially among doctors and executives relocating to Texas.

🏢 Commercial & Investor Trends

· Investor demand for DSCR loans remains strong, particularly for multifamily and retail strip centers.

· Construction loans are rising in suburban markets, with land development around Fulshear and Brookshire gaining traction.

· Business owners are exploring owner-occupied commercial loans to lock in space before further rate hikes.

⚡ Quick Take: What This Means for You

· Buyers: Now’s a good time to shop before fall demand heats up.

· Sellers: Consider price positioning carefully as more listings hit the market.

· Investors: Focus on value-add deals and cash-flowing small multifamily properties.

🔍 Need a Local Mortgage Expert?

Whether you're buying your first home, refinancing, or scaling your investment portfolio, my team is here to guide you through financing with clarity and confidence. Let’s get you pre-approved and prepared for what’s next.

📅 Schedule your mortgage strategy call today!

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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Licensed to Do Business | NMLS # 228246

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Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

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